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Business Transfer, Donation, and Inheritance:
Prepare the Future of your Assets
Asset transfer is a strategic issue that requires careful and early preparation, whether for an individual or a business owner.
At Orial, we assist you in planning and optimizing the transfer of your assets, whether through donation, inheritance, or business transfer. Our advice helps you anticipate tax issues and preserve your interests and those of your heirs, while respecting your wishes.
Our Services:
Optimize the Transfer of your Assets, your Donations, and Inheritances with Tailored Advice
Retirement planning:
Prepare your transfer today
Good estate planning allows you to anticipate the terms of transferring your assets even before the time it occurs. We help you define the best strategy to preserve your assets and optimize their transfer.
- Use of donations: Donations, whether in full ownership or usufruct, allow you to transfer part of your assets during your lifetime. This technique offers several advantages, particularly in terms of reducing inheritance taxes and tax optimization.
- Creation of holding companies: Setting up a holding company allows you to structure the transfer of assets, optimizing the management of your financial, real estate, or professional assets while reducing the tax costs associated with succession.
- Property dismemberment: Gradually transfer your assets while retaining their use.
Inheritance tax optimization:
Minimize taxation
Inheritance taxes can be a significant burden for your heirs. However, there are several tax solutions to minimize this taxation and optimize the transfer of your assets.
- Specific allowances: Depending on the nature of the transferred assets and the relationship between the donor and the recipient, allowances can be applied to reduce inheritance taxes.
- Donation in full ownership or usufruct: Donation in full ownership allows you to transfer an asset to your heirs while reducing the taxable base. Donation in usufruct, on the other hand, allows you to transfer the bare ownership of an asset while retaining its use, which reduces the tax base on the inheritance.
- Tax exemptions: Certain forms of transfer benefit from “specific tax exemptions, such as donations to associations or” organizations of “general interest. Our experts help you identify exemption possibilities that may apply to your assets.”
Transfer of business assets:
Anticipate to preserve the business
The transfer of business assets, whether it’s a company or a corporation, requires special attention. It is crucial to take into account the specific tax and legal aspects related to this type of asset.
- Donation before death: Donating a business before death allows you to transfer a part of your company while benefiting from gift tax reduction schemes. This solution ensures the continuity of the business and facilitates the transition to the next generation.
- Transfer between partners: In the context of a company, transfer between partners can be optimized through specific arrangements that allow for the distribution of shares or stocks while reducing tax impacts.
Tax regime according to heirs:
A personalized analysis for optimized transfer
Each heir or donee may be subject to different tax rules depending on their personal situation. A detailed analysis of each heir’s situation allows for adapting transmission strategies to reduce the tax burden.
- Transfer to children: The transfer of assets to children benefits from specific allowances and advantageous tax solutions.
- Transfer to company members: In the context of a business, heirs or partners may benefit from specific tax regimes that reduce gift and inheritance taxes.
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A reliable accounting firm, offering good advice, attentive and at the service of its clients, and above all very professional
why Choose Orial?
Our chartered accountants and wealth managers provide personalized advice and help you define the most effective strategies to optimize the transfer of your assets, reduce inheritance taxes, and ensure smooth and serene wealth management.
Contact us today to discover our tailored solutions.
